My husband and I have joint credit cards with over $15,000 from purchases hes mostly made. How do we divide this?

It’s possible that the creditors can reach your assets since they’re usually not bound by the terms of a divorce. Dividing debt in divorce, credit card or other, is not bound by the same rules as assets. You should probably immediately contact an attorney to obtain her advice on how you should proceed to fully protect yourself. Sometimes, entering into a divorce mediation proceeding can help in this type of situation since the courts generally recognize and are bound by mediation decisions.

Whatever you do, be sure you get whatever financial concessions are made to you (about those debts) in writing, after your attorney has assured you that they will be binding. Don’t just assume your soon-to-be-ex-husband will keep any promises that he may not believe he should have to keep. Furthermore, if he should become disabled or unable to work, you’ll need to be sure your assets are safe.